Best Loan Companies In The USA


Best Loan Companies In The USA



If you are looking for a personal loan online then definitely watch this post. because I needed one in my own life and through a lot of research I found a few that are worth considering that I want to share with you guys so. In this article, I will be covering the pros and the cons of each of the different personal loans companies that you can know for yourself if it’s worth getting one or not and if you just found this post. I make a lot of articles on different topics that will give your life and your finances more value so feel free to read the complete article if you want to but now let’s just start talking about personal loans before I start talking about all the different loan companies I do want to talk about personal loans, in general, first so just be patient here because I want you to be more informed so basically if you need money for debt consolidation home improvements or medical bills then I would definitely consider looking into a personal loan they are not an excuse for not saving up for big expenses but because I had a huge yard project that had to get done by a certain date and so I had no other choice than to look into different personal loans.

please just be responsible with your personal loans because they are not the cheapest loans and I only want you to look for them if you have no other choice trust me out of credit card debt a much better reason to get a personal loan than to take a vacation with one but that’s just my opinion and if you book a company for a wedding and they have better financing than a personal loan would just obviously go with the wedding company instead because that’s in our best interest now.

if you search for the best personal loans on the internet you gonna find 50 different companies all competing for your business and to be honest a lot of the big companies don’t even have the best rates and terms I don’t like to pay more than I have to for anything and with personal loans, there were just way too many to choose from but I did find different things that  you can look for through the research I did I noticed that a lot of the big lenders charge a 5% origination fee on the total of the value of the loan which is a total ripoff because if u have got a $20,000 loan with a 5% origination fee then you are instantly gonna be losing a thousand bucks now what this means is that from day one you’re only gonna have $19,000 on your twenty thousand dollar loan which is just a total waste of money but there are a lot of lenders that don’t charge origination fees and those are the only once I’m gonna be talking about so just be aware that even some of the biggest lenders out there that really good like prosper and lending club they charge origination fees so just watch out for those and then if anyuthing out there sounds too good to be true watch out because it is there’s a lot of loan scams out there so I want you guys to be well aware that they do not exist and they prey on social media sites so just be careful if you guys see any comments on this video that have a phone number or an E-mail disregard them 100% because they are just fishing for infomation and they are not real I’ll try my best to delete all of them but if you guys do find any of those types of comments just disregarded them a hundred percent and don’ follow any of their instructions. Now finally here are the top personal loan companies I’d recommend looking into right now and THANK YOU SO MUCH for being patient. The first lender on my list of personal loans is called


They really have a good personal loans marcus advertises that they don’t charge any fees and on top of that they have currently got rates that just start under 7% and then go all the way to 25% they’ll let you borrow thirty-five hundred and forty thousand dollars and them you can pay them back between 36-72 months which is really good marcus does require you to select a purpose for the loan which is totally normal but they have got to choose from just keep in mind that with personal loans every single category is going to have different rates because you can’t expect medical bills to have the same rate as a vacation but usually they are going to be pretty close to each other and understand that all the rates reading this article can change over time so if you to reading this article a long time after I published it just keep in mind that the rates can be different just based on the prime rate and different factors like that but honestly they don’t change that much over a few years so most of the information should stay pretty accurate for a long time now obviously you have got to have relly good credit to qualify for the best rates with marcus but just keep in mind that they do accept .

Light Stream

now next on my list is light stream loans by sun trust bank and they are one of the best loan companies out there if you are looking for something over $ 5000 they are owned by sun trust bank and the light stream is actually the company that I have a personal loan with because at the end of the day they had the best rates and that’s the kind of biggest deal when its come to getting a personal loan light stream doesn’t charge any fees either and they will beat any competitors rate by a tenth of a point for a comparable loan so that way you will always be able to get the best rates with light stream loans. light stream loan offers all kinds of personal loans with rates that start at about 6 % and go to 16 % with autopay which is really good.

American Express 

Now next on my list is American express personal loans and they have got some really good rates to choose from but you do have to have one of their credit cards in order to qualify for their personal loans their rates started at about seven percent and then you can borrow between thirty-five hundred and forty thousand dollars which is a pretty good range but the really cool thing about their loans is that you can pay them back between twelve and thirty-six months which is really fast so if you need a little bit of money for a short period of time then definitely check out American express personal loans. they have really short terms but on the flip side if you want to get a loan that’s longer than thirty-six months then it generally not gonna happen with American express.


Now next on my list is SoFi .. the fintech we are going to be reviewing today is Sofi. so  Sofi stands for social finance a lot of you may already be familiar with Sofi. they have been around for a number of years. now they are one of the biggest if not the biggest fintech in the united states. states they have credit cards which earn two percent unlimited cashback and they also one another interesting platform called a relay. so relay with relay it allows you to plug in your different bank accounts as well as the credit card and loan accounts and the whole goal of it is to give you a clear picture.


Now next on my list is upgrade. online lending platform company based out of san Francisco.  credited by peer-to-peer, lending veterans,  Renaud la planche and soul Htite. combine their products with free credit monitoring. seeks to help borrowers understand their credit potential.

advantage of upgrade personal loans –

  • soft pull inquiry
  • free credit monitoring
  • competitive interest rates






Leave A Reply

Your email address will not be published.